The Indian Steel industry is almost 100 years old now. Till 1990, the Indian steel industry operated under a regulated environment with insulated markets and large scale capacities reserved for the public sector. Production and prices were determined and regulated by the Government, while SAIL and Tata Steel were the main producers, the latter being the only private player.
A textile is a flexible material comprised of a network of natural or artificial fibres often referred to as thread or yarn. Textiles are formed by weaving, knitting, crocheting, knotting, or pressing fibres together.The Textile industry (also known in the United Kingdom and Australia as the Rag Trade) is a term used for industries primarily concerned with the design or manufacture of clothing as well as the distribution and use of textiles.
Monetary policy and banking system play an important role in the development of all economic fields of the country because necessary finances for completion of economic plans are provided by them. therefore an organize banking system and the financial institutions plays an active role in this matter.
This study has been undertaken to evaluate the performance of the Indian Mutual Funds vis-à-vis the Indian stock market. For the purpose of this study, 21 open ended equity based growth mutual funds were selected as the sample.
It is said that an objective well defined is half done. Thus in order to make sure that the proper survey ensures defining clear-cut objective and outline is a prerequisite. Objective serves as torchlight in a project.
The Indian Life Insurance Company has seen a remarkable shift since the time of establishment of the first company, Oriental Life Insurance Company in 1823. At the time of Independence and thereafter, there were more than 200 companies operating in India and not all of them on sound ethical principles.
Prices of securities in the stock market fluctuate daily on account of continuous buying and selling. Stock prices move in trends and cycles and are never stable. An investor in the stock market is interested in buying securities at a low price and selling them at a high price so as to get a good return on his investment.
This report, as the Title “Initial Public Offers and Due Diligence: The Role of a Investment Banker”, is an attempt to bring forth the importance of the process of Due Diligence and the significance of the vital role played by the Investment Banker in managing the issue of an Initial Public Offer (IPO).
Inventory management is primarily about specifying the size and placement of stocked goods. Inventory management is required at different locations within a facility or within multiple locations of a supply network to protect the regular and planned course of production against the random disturbance of running out of materials or goods.
The prime objective of any business is to maximize the value of the company and to maximize the wealth of its shareholders. Working capital management has its own role to play in attaining this goal. Working capital is the funds required for day to day working in a business concern.
Performance evaluation of financial position is very much important to know the wealth and efficiency of the company. Its purpose is to convey the financial aspects of the firm. Evaluation is done through financial statements which includes income statement, balance statement, cash flow statement, fund flow statement.
Mutual funds have become a hot favorite of millions of people all over the world. The driving force of mutual fund is the ‘safety of the principal’ guaranteed, plus the added advantage of capital appreciation together with the income earned in the form of interest or dividend.
The purpose of Corporate Internship for a minimum time of 8 weeks is to connect theory and practice, obtain knowledge & awareness of the functioning of various departments of the corporate and its environment which is utmost necessary for the success of the budding managers.
BHEL was set up by the Government of India in the late 50’s to manufacture power equipment and to bridge the gap between demand and supply of power generations. Over the three decades, BHEL developed capabilities in design manufacture, supply, erection and commissioning of power plant equipment for thermal, hydro and nuclear power stations.
The problem of competition is increasing in global market place. It has forced the firms to consider ways of improving the inventory control system. Severe competition makes it necessary to continuously introduce new products and new designs of products.
Globalization has opened the door for the investors to avail various investment avenues across the globe. American Depository Receipt (ADR) is one such opportunity to the investing community.
The world population structure shows that population worldwide is ageing due to increased longevity of older people and decreased birth rates in developed and most developing countries.
Financial analysis (also referred to as financial statement analysis or accounting analysis) refers to an assessment of the viability, stability and profitability of a business, sub-business or project.
This study has been undertaken to evaluate the performance of the Indian Mutual Funds vis-à-vis the Indian stock market. For the purpose of this study, 21 open ended equity based growth mutual funds were selected as the sample.
An education loan is a loan taken to help pay for an education, usually at a
college or trade school, but may also be used to pay for private schools or prep
schools as well. The education loan is available in several different types.
A Study on Interpretation and Analysis of Ratio Analysis and Performance Evaluation Conducted at KMF
The world of business today has undergone a complete metamorphosis. This process was further augmented by various round of GATT agreement that culminated into WTO a new world order to trade and business.
In the current economic scenario interest rates are falling and fluctuation in the share market has put investors in confusion. One finds it difficult to take decision on investment. This is primarily, because of investments are risky in nature and investors have to consider various factors before investing in investment avenues.
An investment refers to the commitment of funds at present, in anticipation of some positive rate of return in future. Today the spectrum of investment is indeed wide. An investment is confronted with array of investment avenues.
This research is carried out primarily to find out the various options available to the women investors whole doing their financial planning and to find their attitude towards risk and return. To find out the type of investment option which are desirable to different kinds of women investors.
Every organization which undertakes manufacturing follows a costing system. Costing system is necessary as it evaluates the cost of various products manufactured and also to have a proper control over the inventory.
Capital market comprising the new issues market and secondary markets or stock exchanges, is one of the most sensitive markets in the whole economy. The secondary market enables investors to continuously rearrange their assets if they so desire by divesting themselves of such assets while others can use their surplus funds to acquire them. This rearrangement is not a product of instant decisions but a thorough research.
Today investing in financial securities such as shares, debentures, bonds, and other financial securities are considered to be the most profitable investment avenues when compare to other type of investments. However, this financial security not only ensures higher return but also bears higher risk.
Hassan Milk Union is the producer of milk and various milk products and prepares a budget estimating the various expenses and income for each financial year. The budget is prepared by the accounts department in consultation with the various other departments.
Money market is a market for debt securities that pay off in the short term usually less than one year, for example the market for 90-days treasury bills. This market encompasses the trading and issuance of short term non equity debt instruments including treasury bills, commercial papers, bankers acceptance, certificates of deposits, etc.
Risk and uncertainty are incidental to life. Man may meet an ultimately death. He may suffer from accident, destruction of property, fire, sea perils, floods, earthquakes and other natural calamities. Whenever there is uncertainty, there is a risk as well as insecurity. It is to provide against risk and insecurity that insurance.
Among all the innovations that have flooded the international financial markets, financial derivatives occupy the driver's seat. These specialized instruments facilitate the shuffling and redistribution of the risks that an investor faces.
Few decades back, buying a home was not a very easy task as there were hardly any lenders available to loan the ever increasing astronomical lump sum of money. However, with time, the rising property prices and the burgeoning housing finance market in the country, made the phenomenon of the home loans easy and the dream of buying a home possible.
A portfolio is a bundle or a combination of individual assets or securities. The portfolio theory provides a normative approach to investors to make decisions to invest their wealth in assets or securities under risk. It is based after the assumption that investors are risk-averse.
“Shimoga Milk Union limited” is a cooperative sector undertaking, engaged in the processing of Milk & manufacturing the Milk products, it recently launched three new variants of Nandini Milk.
With the economy surging, things are getting better in the Banking Industry. There are plenty of changes occurs daily. According to Reserve bank of India’s banking review of 2004 – 2005 there was a notable pickup in demand from industry for investments and a surge in exports. Evidently, the industry’s focus now is on scaling up both domestically and in markets abroad, widening the product and services port folio, and better using technology to make banking more accessible and efficient.
Individual saving means spending less on consumption than available from one's disposable income. What an individual saves can be held in many ways. It can be deposited in a bank, put into a pension fund, used to buy a business, pay down debt, or kept under the mattress, for example.
Grasim was incorporated on 25 August1947, exactly 10 days after India achieved independence. Grasim is more than an Industrial enterprise. It is the symbol of INDIA’S surge for economic and industrial liberation. Grasim is world largest producer of viscose staple fiber and edible oil and textile production.
Mutual fund industry has emerged as the most dynamic segment of the Indian financial system. Thanks to the rigorous policy initiatives of the government. Till 1987 the UTI was the only mutual fund. The industry has witnessed an unprecedented level of growth with the entry of mutual funds sponsored by nationalized banks and insurance companies. The objective of this project is to explain the data interpretation and Analysis of Mutual funds industry.
The Present business scenario is totally consumer oriented. Every company faces stiff competition from its competitors, each provides the best product at competitive rates. As a result customers have lot of choices to get the best with the least cost. To face this competition, it is very important to know customer’s behavior, their needs, preference and also the motivation factors.
Constructive uses of new technologies have always contributed positively towards improving human life standards and the economy of a country .Such as online trading, in equity markets it increased trade volumes and number of investors trading in stock markets.
Established in the late 50’s BHARAT HEAVY ELECTRICALS LIMITED (BHEL) is a name which is recognized across the industrial world. It is one of the largest engineering and manufacturing enterprises in INDIA and is one of the leading international companies in the power field.
The main purpose of doing this project was to know about mutual fund and its functioning. This helps to know in details about mutual fund industry right from its inception stage, growth and future prospects. It also helps in understanding different schemes of mutual funds. Because my study depends upon prominent funds in India and their schemes like equity, income, balance as well as the returns associated with those schemes.
UTI Mutual Fund is among one of the largest financial Institution. It is doing its business by continuously delivering a differentiated product and services that provide high business value in return.
These three letters stand for foreign direct investment. The simplest explanation of FDI would be a direct investment by a corporation in a commercial venture in another country. A key to separating this action from involvement in other ventures in a foreign country is that the business enterprise operates completely outside the economy of the corporation‘s home country.
In any organization, the two important financial statements are the Balance sheet & Profit and loss account of the business. Balance sheet is a statement of the financial position of an enterprise at a particular point of time. Profit and loss account shows the net profit or net loss of a company for a specified period of time.
Shrishma Portfolio & Investment Services Ltd. is an Investment Company registered under Companies Act 1956 since 1995. It provides a proper solution to the investors regarding any investment related queries. The company has all modern communication facilities, infrastructure. The main objective of the company is to help the investors in managing their investment portfolio.
Finance is one of the major elements that activate the overall growth of the economy. Finance is the life blood of economic activity. A well - knit financial system directly contributes to the growth of the economy. An efficient financial system calls for the efficient performance of institution, financial instruments and financial markets.
“More business fails for lack of cash than for want of profit”. Efficient management of working capital is one of the pre-conditions for the success of an enterprise. Efficient management of working capital means management of various components of working capital in such a way that an adequate amount of working capital is maintained for smooth running of a firm and for fulfillment of twin objectives of liquidity and profitability.
These three letters stand for foreign direct investment. The simplest explanation of FDI would be a direct investment by a corporation in a commercial venture in another country. A key to separating this action from involvement in other ventures in a foreign country is that the business enterprise operates completely outside the economy of the corporation‘s home country.
The study of working capital management
As a matter of fact every management student has to undergo practical training in an approved business or organization for not less than six weeks normally in the summer vacation under the guidance of Professional managers, as to become aware of the real life business situations and the environment.
Performance of mutual funds and its awareness among the patrons in the present market with special reference to India Infoline
Role of financial system is to enthusiast economic development. As investors are getting more educated, aware and prudent they look for innovative investment instruments so that they are able to reduce investment risk, minimize transaction costs, and maximize returns along with certain level of convenience as a result there has been as advent of numerous innovative financial instrument such as bonds, company deposits, insurance, and mutual funds.
Analysis on working capital management for Bharti Teletech ltd.
India in a large and growing economy with rapidly expanding financial service sector. Managing working capital is a matter of balance. A company must have sufficient cash on hand to meet its immediate needs while ensuring that idle cash is invested to the organization’s best possible advantage. To avoid tipping the scale, it is necessary to have clear and accurate reports on each of the components of working capital and awareness of the potential impact of outside influences.
Analysis of operating cycle with special reference to Bharti Teletech ltd.
India in a large and growing economy with rapidly expanding financial service sector. Managing working capital is a matter of balance. A company must have sufficient cash on hand to meet its immediate needs while ensuring that idle cash is invested to the organization’s best possible advantage.
An analysis of Demat account and online trading
The commencement of E-Trading and Demat has transformed the capital market in India. With the help of Demat and Trading account, buying and selling of shares has become a much faster and even process than trading with the assistance of a physical broker. It provides for the assimilation of bank, broker, stock exchange and depository participants.
A project report on working capital management
Working capital management refers to the administration of all aspects of current assets, namely cash, marketable securities, debtors and stock (inventories) and current liabilities. The financial manager must determine levels and composition of current assets. He must see that right sources are tapped to finance current assets, and that current liabilities are paid in time.
A project report on strategic approach of Karvy stock broking ltd and its competitors regarding demat account and share trading a comparative overview
This project has been a great experience for me and at the same time it gave me enough scope to implement my analytical ability. Stock Broking leading industry which is basically my concern industry around which my project has to be revolved is really a very complex industry. This project as a whole can be divided into two parts: -
A project report on comparative analysis of demat account and online trading
The commencement of E-Trading and Demat has transformed the capital market in India. With the help of Demat and Trading account, buying and selling of shares has become a much faster and even process than trading with the assistance of a physical broker.
A project report on awareness regarding mutual fund with special reference to India Infoline
The India Info line group, comprising the holding company, India Info line Limited and its wholly-owned subsidiaries, straddle the entire financial services space with offerings ranging from Equity research, Equities and derivatives trading, Commodities trading, Portfolio management Services, Mutual Funds, Life Insurance, Fixed deposits, Govt. bonds and other small savings instruments to loan products and Investment banking.
There is growing competition between brokerage firms in post reform India. For investor it is always difficult to decide which brokerage firm to choose. Research was carried out to find which brokerage house people prefer and to figure out what people prefer while investing in stock market.
The Capital market in our Indian economy is undergoing a process of structural transformation and one such change is dematerialization. Dematerialization was a major policy measure introduced by SEBI in 1996 to improve operational efficiency of the Indian stock markets and it was made compulsory with effect from 15th January 1998.
In a business anything done financially affects cash eventually. Cash is to a business is what blood is to a living body. A business cannot operate without its life-blood cash, and without cash management, there may remain no cash to operate. Cash movement in a business is two-way traffic.
Unicon has been founded with the aim of providing world class investing experience to hitherto underserved investor community. The technology today has made it possible to reach out to the last person in the financial market and give him the same level of service which was available to only the selected few.
From The Rational Edge: The first in a new series of articles on portfolio management, this introduction expresses IBM’s viewpoint about the foundations and essentials of portfolio management, and discusses ideas and assets that support and enable effective portfolio management practices.
The business of portfolio management has never been an easy one. Juggling the limited choices at hand with the twin requirements of adequate safety and sizeable returns is a task fraught with complexities.
A depository system where is a place to deposit something for safekeeping as bank in which funds or securities are deposited by other under the terms of depository agreements. The principal function of a depository is to dematerialize securities and enable their transactions in book-entry form. The securities are transferred by debiting the transferor’s depository account and crediting the transferee’s depository account.
Unicon has been founded with the aim of providing world class investing experience to hitherto underserved investor community. The technology today has made it possible to reach out to the last person in the financial market and give him the same level of service which was available to only the selected few.
Just as people need money, so do companies and governments. A company needs funds to expand into new markets, while governments need money for everything from infrastructure to social programs. The problem large organizations run into is that they typically need far more money than the average bank can provide.
The investor obtains Depository Services through a DP of NSDL. A DP can be a bank, financial institution, a custodian, a broker, or any entity eligible as per SEBI (Depositories and Participants) Regulations, 1996. The SEBI regulations and NSDL bye laws also lay down the criteria for any of these categories to become a DP.
The title of the project is to study the banking product and investment behavior of consumers while the objective of project is to find out the potential customers for Standard Chartered bank and to find the investment behavior of investors which would help the bank personal to decide proper strategy to tap a larger market
Banking in India originated in the first decade of 18th century with The General Bank of India coming into existence in 1786. This was followed by Bank of Hindustan. Both these banks are now defunct. The oldest bank in existence in India is the State Bank of India being established as "The Bank of Bengal" in Calcutta in June 1806.
In this project, I have to study the most important products of banking industry i.e. Savings account, Insurance and Mutual Funds . After gaining appropriate knowledge of these products, I have to promote the products of Standard Chartered to the customers and try to convince them to buy the products via explaining them its benefits.
AU Financiers (India) Private Limited is registered with Reserve Bank of India (RBI) as Non-Banking Finance Company (NBFCs). AU Financiers is fast growing company with roots in Rajasthan, and branches spread in Maharashtra and Gujarat and planning to increase our presence to pan India.
The objective of the project was to comparatively analyze various banks and find the market potential of ULIP’s (UNIT LINKED INSURANCE PLANS) in Delhi and NCR regions. Standard Chartered bank got the research carried out to find what the current trends are in the market and what the competitor’s product offerings are.
Insurance may be described as a social device to reduce or eliminate risk of loss and property. Under the plan of insurance, a large number of people associate themselves by sharing risks attached to individuals.
